How These Terms Apply to DANA and QRIS
These Terms & Conditions apply when you create, access or close an account through our mobile browser or desktop login path. They explain the account details you must provide, the phone verification step before account access, and the checks we may make when a transaction or
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withdrawal request needs confirmation. DANA, OVO, GoPay, QRIS, bank transfer and virtual account options are referenced here so the wallet rules are clear, but each rail may have its own processing conditions. You must use payment details that belong to you and keep your login details
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private. We may pause access while checking a mismatch, duplicate account or unclear transaction record. The service is available where local law permits, and local rules take priority if they differ from these Terms & Conditions.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.